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MEMBERS INSURANCE CENTER

Going Above & Beyond

PERSONAL INSURANCE

Going Above & Beyond

LIFE & HEALTH INSURANCE

Going Above & Beyond

COMMERCIAL INSURANCE

Going Above & Beyond

Members Insurance Center - Local, Independent, Trusted.

Members Insurance Center, LLC is independent insurance agency equipped to handle all of your insurance needs. We are licensed to write in the State of Florida and will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

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About These Higher Insurance Premiums

A Note From Members Insurance

Challenges are being seen nationwide within the insurance industry. Carriers are pausing or limiting new policies due to financial strains and we anticipate rate increases due to the increased claim costs. Your understanding during these evolving times is truly appreciated.

Why Premiums are Increasing

  • Rising expenses in home reconstruction and vehicle repairs
  • Escalated medical and legal costs
  • Post-pandemic surge in auto accidents and fatalities
  • ReInsurance: Secondary insurance markets are nearing capacity, causing rate challenges

Tips on Lowering Your Premiums

  • Consider higher deductibles for savings
  • Leverage telematics for safe driving discounts
  • Ensure you're maximizing all carrier discounts
  • Maintain continuous coverage - reinstatements are stricter
  • Prioritize carrier tenure for long-term benefits
  • Handle minor claims out-of-pocket - save insurance for significant losses
  • Seek guidance from experienced agents

Note: Agents are here to guide, not set rates or policies