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Members Insurance Center – Local, Independent, Trusted.

Members Insurance Center is independently owned and locally operated to handle your insurance needs. We focus on Florida and will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs!

Challenges are being seen nationwide within the insurance industry. Carriers are pausing or limiting new policies due to financial strains and we anticipate rate increases due to the increased claim costs.
What are the key drivers to rising costs?:
-Rising expenses in home reconstruction and vehicle repairs.
-Escalated medical and legal costs.
-Post-pandemic surge in auto accidents and fatalities.
-ReInsurance: Secondary insurance markets are nearing capacity, causing rate challenges.

What are some ways to navigate the current market?:
-Consider higher deductibles for savings.Leverage telematics for safe driving discounts.
-Ensure you're maximizing all carrier discounts.
-Maintain continuous coverage; reinstatements are stricter.
-Prioritize carrier tenure for long-term benefits.
-Handle minor claims out-of-pocket; save insurance for significant losses.
-Seek guidance from experienced agents. *Note: Agents are here to guide, not set rates or policies

Your understanding during these evolving times is truly appreciated! 

Residential Insurance

Members Insurance Center is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

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Business Insurance

Our experienced professionals can evaluate your business operations and recommend the right insurance package to ensure you're protected against any risks your company may face.

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Personal Insurance

Members Insurance Center partners with third-party administrators that can assist you with Life and Health insurance products.

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Specialty Insurance

We understand the complexities of Florida business insurance. Contact us today to schedule a comprehensive insurance review and find out what we can do for you.

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